Last updated: · AlBidayer Cars team
1. Set your budget
Start with the amount you can pay, either in cash or as a monthly instalment. In the UAE, car finance usually covers up to 80% of the car value, so you need a down payment of at least 20%, and finance usually runs for up to 60 months.
Do not forget the extra costs: yearly insurance, registration and inspection fees, and regular servicing. Read the finance details before you decide.
2. GCC spec or import?
GCC-spec cars are built for Gulf markets, with stronger engine cooling and air conditioning that cope with the summer heat. Their parts are available at dealers, and they usually hold a higher resale value.
Imported cars (from the US, Japan or Europe) can be cheaper, but check their history carefully, parts compatibility and any previous accidents or damage.
| Criterion | GCC | Import |
|---|---|---|
| Heat tolerance | Built for the Gulf climate | Depends on the original market |
| Parts and servicing | Available at dealers | Some parts may differ |
| Purchase price | Usually higher | Usually lower |
| Resale value | Usually higher | Usually lower |
| What to check | Service and accident history | Accident and damage history, compatibility |
3. Inspect the car before buying
- Engine and gearbox: unusual noises, oil leaks or slow gear changes.
- Body and paint: different shades or uneven gaps between panels can point to an accident.
- Tyres and brakes: the tyre date and whether they wear evenly.
- Air conditioning and electronics: test the AC properly, it is essential in the UAE.
When you visit our showroom you can view and drive the car, or bring an inspector of your choice.
4. Know the car's history
Ask for the dealer service record if available, and ask about previous owners and accidents. Compare the mileage with the age of the car; average driving in the UAE can reach 20,000 km a year.
5. Ownership transfer step by step
- Agree on the price and payment method.
- Pay any outstanding traffic fines on the car.
- If the car is financed: settle the loan and get the mortgage released by the bank.
- Technical inspection of the car if required by your emirate.
- Get new insurance in the new owner's name.
- Transfer ownership at the relevant authority in your emirate (such as RTA in Dubai), at a service centre or through the official app.
Usual documents: Emirates ID of both parties, the current vehicle registration and the new insurance policy. Check the latest requirements with the authority in your emirate.
6. Insurance
Insurance is required to register the car. Comprehensive cover protects your car and third-party damage, while third-party cover only covers damage to others. If the car is financed, the bank usually requires comprehensive cover.
7. Fines and fees
Before buying, make sure the car has no outstanding traffic fines, as they must be paid before ownership transfer. Also make sure the toll tag (such as Salik in Dubai) in the previous owner's name is transferred or cancelled.
Ready for the next step? Browse available cars or contact us with any question.