Car finance in the UAE
Finance your car through UAE banks with a down payment from 20% and terms of up to 60 months. Prepare your documents and we take care of the rest.
Get your monthly instalment from our team
Request a finance offerSend us the car you like and your approximate salary, and we will reply with a clear finance offer.
How does finance work?
Choose the car
Pick the car and work out an instalment that fits your salary.
Prepare documents
We send you the list of documents for your situation.
Bank approval
We submit the application to the bank and follow up until approval.
Get your car
After approval, insurance and registration, the car is yours.
Documents you need
Employees
- Valid Emirates ID
- Passport and residence visa (for residents)
- Recent salary certificate from your employer
- Bank statements for the last 3 to 6 months
- UAE driving licence
Business owners
- Trade licence and memorandum of association
- Company and personal bank statements
- Emirates ID and passport
Key rules in the UAE
- Finance usually covers up to 80% of the car value (at least 20% down)
- The longest term is usually 60 months
- Car insurance is required for the whole finance period
Finance questions
Contact us with any question about your situation.
BAlBidayer teamUsually replies within minutes
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What down payment do I need for car finance?
Under UAE Central Bank rules, car finance usually covers up to 80% of the car value, so the down payment is usually at least 20%.
What is the longest finance term?
Car finance in the UAE usually runs for up to 60 months (5 years), depending on the bank and your credit profile.
What documents do I need for finance?
Usually: Emirates ID, passport and residence visa, salary certificate and 3 to 6 months of bank statements. Business owners need the trade licence and company statements.
Do I need insurance before registration?
Yes. Insurance is required to register a car in the UAE. You can choose comprehensive or third-party cover.